Panama City Beach, Florida, sits in USDA hardiness zone 9b — a zone band wide enough that plant choice, not possibility, is the interesting question.
Well-matched crops include okra, meyer lemon, california poppy, and artichoke, and the gap between "grows in the area" and "grows in your yard" is closed by soil, sun, and drainage.
Even in Panama City Beach, no two yards are alike.
A low spot, a south-facing slope, or a stand of trees moves the frost date and sun across a single Panama City Beach lot. Enter your address and we'll score 1,086 plants against your land's actual soil, sun, and frost.
We read public map data around Panama City Beach — soil, climate, flood, and parcel records. How we handle your address.
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Panama City Beach — the short answer
Panama City Beach, Florida: USDA zone 9b, about 312 days between hard freezes, across 12K acres of city.
- USDA zone
- 9b
- USDA PHZM 2023
- Last hard freeze (28°F)
- Feb 5
- Bay County normal — NOAA 1991–2020, nearest to this town
- First hard freeze (28°F)
- Dec 14
- Bay County normal — NOAA 1991–2020, nearest to this town
- Days between freezes
- ~312
- Bay County normal — NOAA 1991–2020, nearest to this town
- City area
- 12K acres
- US Census TIGER/Line 2025
Every figure names the dataset it came from. No 30-year normal resolves at this town’s own centroid, so the hard-freeze dates are Bay County’s — the closest measured record, labelled as such rather than passed off as local.
Hardiness Zone Range
Zone 9b is Panama City Beach's average, not your lot's — a low corner or a tree line moves it. Against Panama City Beach's 312-day season, see what your own ground reads.
Soil varies lot by lot — soil types explained.
What this means for growing in Panama City Beach
Each reading below is measured for Panama City Beach itself — here is what it means for a garden here, and the move an experienced grower makes about it.

Season length
From county recordsPanama City Beach runs about 312 days between hard freezes (read from Bay County, the closest normal to Panama City Beach) — close to year-round growing.
Frost is rarely the limit here; winter plantings are as real as summer ones, and the harder question is which crops shrug off the summer heat.
Grow cool-season crops through the mild winter, and choose heat-tolerant varieties for the summer beds.
NOAA 1991–2020 Climate Normals

Winter hardiness
MeasuredPanama City Beach sits in USDA hardiness zone 9b.
The zone sets which perennials, shrubs, and fruit trees live through an average winter here — a plant rated for a colder zone is a safe bet, one rated warmer needs winter protection or gets treated as an annual.
Match perennials and fruit to the zone before you buy, so nothing you plant is a gamble against the cold.
USDA PHZM 2023
The kind of country Panama City Beach is in
Panama City Beach sits in the Southern Coastal Plain — EPA Level III, inside the wider Eastern Temperate Forests. That is read at Panama City Beach's own centroid rather than borrowed from Bay County.
What Grows in Panama City Beach
Every plant below cleared Panama City Beach's own zone 9b and its 312-day season. Each card opens that plant's Florida profile. How we score.






























Is it too late to plant in Panama City Beach?
Almost never — the real question is what to plant next. Cool-season crops can go in from around Jan 8; tender transplants wait until two to three weeks after the last 28°F hard freeze, which lands near Feb 5 (NOAA 1991–2020 climate normals); and from midsummer, planting counts back from the first fall freeze around Dec 14 — long-season crops need about 90 days of runway, quick greens only 30. With almost year-round growing weather, timing is about heat and rainfall more than frost — some bench is always in play.
What's on the federal record near Panama City Beach
Closest first, within ~10 miles of Panama City Beach. Listing isn't leaking, and distance isn't exposure.
- ASPEN DENTALBrownfields · 2200 ft
- JIMMYS PAINT & BODYBrownfields · 0.6 mi
- TEXACO FOOD MART-PCBUnderground Storage Tanks · 0.6 mi
- EXPRESS LANE #786 - FL0012Underground Storage Tanks · 0.7 mi
- PANAMA CITY BEACH CITY-S ARNOLD SITEUnderground Storage Tanks · 0.8 mi
- GREASE PRO INCBrownfields · 0.9 mi
- O'REILLY AUTO PARTS #4564Brownfields · 1.0 mi
- E-Z SHOPUnderground Storage Tanks · 1.0 mi
- EL CENTRO MOTEL & GIFT SHOPUnderground Storage Tanks · 1.0 mi
- EXXON-BACK BEACHUnderground Storage Tanks · 1.1 mi
- EXPRESS LANE #712 - FL0004Underground Storage Tanks · 1.1 mi
- TARGET STORE T2208Brownfields · 1.1 mi
6 more sites are on the record inside the same radius. See them on the map
Measured from Panama City Beach's center, not your beds. Run your own address for what's upwind of you specifically.
Environmental Intelligence
The counts behind that headline — every source type on the record near Panama City Beach.
Total Sites
215
within ~10 miles of Panama City Beach
Risk Level
Elevated
Highest-severity
1 Superfund site (none NPL-listed)
Sources Checked
within ~10 miles of Panama City Beach
Severity Distribution
within ~10 miles of Panama City Beach
Highest-Severity Sites
Know Before You Grow
- •Underground tanks leak petroleum as they age — near a former filling station, test the soil.
- •Near a brownfield, raised beds of imported soil give your food clean ground.
- •On a private well, test for nitrates: above 10 mg/L the water needs treatment before irrigating.
Check your specific parcel in Panama City Beach
Get exact proximity distances to contamination sources for your specific parcel — plus soil, sun, drainage, and 1,086 plant recommendations.
25+ data sources read at your address, not the Panama City Beach average
Your land is one point inside Panama City Beach
Everything above resolves to Panama City Beach as a whole — one PHZM band, read across 12K acres, with hard-freeze dates borrowed from Bay County’s record because no 30-year normal resolves at this city’s own centroid. Your parcel is one point inside that footprint. Slope, tree cover, a low spot that pools cold air, and what is in the soil are all resolved at the address, and none of them are visible at city scale. That is the honest boundary of this page, and the reason the next step is a reading of your own ground rather than a better local average.
Your Lot vs the Panama City Beach Average
Panama City Beach Average
- ●USDA Zones 9b, averaged across Panama City Beach
- ●One soil character for all of Panama City Beach
- ●Frost dates read at Panama City Beach's scale: Feb 5 to Dec 14
YOUR Parcel
- ✓Your exact zone, not Panama City Beach's 9b
- ✓Your SSURGO soil type & pH
- ✓Your sun exposure, cast in 3D
See MY Growing Report
Read your specific parcel in Panama City Beach
Pull a site-specific report for your exact address in Panama City Beach, Florida — soil, sun, drainage, frost risk, and scored plant recommendations.
Three things about your lot that Panama City Beach averages can't show:
We read public map data around Panama City Beach — soil, climate, flood, and parcel records. How we handle your address.
25+ data sources read at your address, not the Panama City Beach average
How we know this about Panama City Beach
The datasets: hardiness from the USDA ARS Plant Hardiness Zone Map 2023, read at this city’s own centroid; hard-freeze dates from NOAA 1991–2020 28°F normals at Bay County’s record, because none resolves here; boundaries and acreage from US Census TIGER/Line 2025; the contamination records from the federal sources named in their beats above. Soil is not read at city grain anywhere on this page — there is no city-resolution survey in our data, which is why you will find no soil grid here rather than a statewide one wearing a local label. The resolution ledger below names every figure this page inherited.
Common questions about Panama City Beach
When does frost risk typically end in Panama City Beach?
The last hard freeze (28°F) in Panama City Beach typically lands around Feb 5, per NOAA 1991–2020 climate normals — earlier than the light-frost dates most charts quote. That marks the hard freeze, not the last light frost — lighter frosts keep biting past it, which is why tender transplants here wait until about Feb 26.
When is the first frost in Panama City Beach?
The first hard freeze (28°F) in Panama City Beach typically arrives around Dec 14, per NOAA 1991–2020 climate normals — the point tender summer crops finish. Lighter frosts run ahead of it, near Nov 30, so the watching starts about Nov 14 — about 312 days after the spring freeze cleared.
How long is the growing season in Panama City Beach?
Measured between 28°F hard freezes, Panama City Beach sees about 312 frost-free days — roughly Feb 5 through Dec 14, per NOAA 1991–2020 climate normals. Tender crops work a shorter one: nearer Feb 26 to Nov 30, about 277 days.
Is the soil safe to grow vegetables in Panama City Beach?
The federal record around Panama City Beach is a meaningful one — 215 documented sites, mostly Underground Storage Tanks entries (117), the nearest Brownfields record about 0.4 miles out — so a soil test before new food beds is a sensible precaution here, not a reason to hold back from growing. Remember that proximity to a documented site is information, not a diagnosis of any one yard; the contamination map shows exactly what sits where.
How do I protect my plants from frost in Panama City Beach?
From about Nov 14 the job here turns from planting to protecting — the last start even a 30-day crop can finish. As the season closes around the first 28°F hard freeze near Dec 14 (NOAA 1991–2020 climate normals), three moves buy time: row cover or an old sheet over tender plants on still, clear nights; water the soil the afternoon before a freeze, so it holds warmth overnight; and harvest tomatoes, peppers and basil before Dec 14. Hardy greens and roots shrug off light frost and sweeten after it — leave them in.
Everything above is measured at Panama City Beach's scale — its 9b band and its 312-day season. Your yard writes its own version of Panama City Beach's numbers: we read soil, sun, drainage and frost at your exact address. Try it for 14 days — no card required.
What this page reads at Panama City Beach’s own scale
5 of the readings below were taken at Panama City Beach's own scale — the 12,360 acres it covers and 215 documented sites around it; 5 are borrowed from a wider read, named and linked below.
Measured here
- Panama City Beach's own USDA hardiness band, zones 9bUSDA PHZM 2023
- 215 documented contamination sites on the federal record near Panama City Beach, the closest Brownfields record about 0.4 miles out from the town centreFederal environmental registers
- Panama City Beach's boundary and the 12,360 acres inside itUS Census TIGER/Line 2025
- Which of 1,086 plants clear zones 9b and a ~312-day seasonGrowable Ground crop-matching engine
- The ecoregion at Panama City Beach's own centroid, the Southern Coastal PlainUS EPA Level III Ecoregions
Inherited from a wider read
- The 28°F hard-freeze dates — Panama City Beach has no normal of its own, so its county's is the closest measured readfrom Bay County
- Soil character — no town-scale survey exists, so Panama City Beach's 12,360 acres read through its county's SSURGO summaryfrom Bay County
- Growing-degree days and winter chill — measured county-wide only, so the county page carries themfrom Bay County
- The growing challenges every Florida grower plans around — written at state scale, so they stay on the state guidefrom Florida
- Butterfly and beetle records, and the farmland pesticide estimate — all published county-widefrom Bay County
What this page can’t tell you
- The soil pH, drainage, sun hours, and frost pockets on any one lot among Panama City Beach's 12,360 acreswhy one lot differs from the next →
- Which side of Panama City Beach you're on — a low spot frosts first and a south wall warms early, and one normal is being asked to speak for all 12,360 acresreading your own microclimate →
- How close that record sits to YOUR lot — the closest Brownfields record about 0.4 miles out, measured from the town centrehow we read the record →
- Where cold air settles, which slopes face the sun, and which way the wind runs on your own ground — measured at your address, and averaged away by any Panama City Beach-wide figureread your own land →
