Charlotte, Iowa, sits in USDA hardiness zone 5a — a range where zone-matched perennials and frost-aware annual timing set what succeeds.
A short list that earns its place here — cabbage, cranberry, lavender, and collard greens — with any one site's soil, sun, and drainage making the final cut.
Even in Charlotte, no two yards are alike.
A low spot, a south-facing slope, or a stand of trees moves the frost date and sun across a single Charlotte lot. Enter your address and we'll score 1,086 plants against your land's actual soil, sun, and frost.
We read public map data around Charlotte — soil, climate, flood, and parcel records. How we handle your address.
No card required · your full report in seconds
Charlotte — the short answer
Charlotte, Iowa: USDA zone 5a, about 193 days between hard freezes, across 365 acres of city.
- USDA zone
- 5a
- USDA PHZM 2023
- Last hard freeze (28°F)
- Apr 13
- NOAA 1991–2020 Climate Normals, 28°F — this town
- First hard freeze (28°F)
- Oct 23
- NOAA 1991–2020 Climate Normals, 28°F — this town
- Days between freezes
- ~193
- NOAA 1991–2020 Climate Normals, 28°F — this town
- City area
- 365 acres
- US Census TIGER/Line 2025
Every figure names the dataset it came from. Hard-freeze dates are this town’s own 28°F normals: light frosts run a few weeks past them, and tender transplants usually wait 2–3 weeks after the last hard freeze.
Hardiness Zone Range
Zone 5a is Charlotte's average, not your lot's — a low corner or a tree line moves it. Against Charlotte's 193-day season, see what your own ground reads.
Soil varies lot by lot — soil types explained.
What this means for growing in Charlotte
Each reading below is measured for Charlotte itself — here is what it means for a garden here, and the move an experienced grower makes about it.

Season length
MeasuredCharlotte runs about 193 days between hard freezes — a moderate growing season.
There is room for the full run of cool-season crops plus a warm-season main crop, but the calendar is tight enough that a late spring or early fall frost still decides how much finishes.
Time warm-season transplants to your last hard freeze, and a few weeks of season extension turns a near-miss harvest into a sure one.
NOAA 1991–2020 Climate Normals

Winter hardiness
MeasuredCharlotte sits in USDA hardiness zone 5a.
The zone sets which perennials, shrubs, and fruit trees live through an average winter here — a plant rated for a colder zone is a safe bet, one rated warmer needs winter protection or gets treated as an annual.
Match perennials and fruit to the zone before you buy, so nothing you plant is a gamble against the cold.
USDA PHZM 2023
The kind of country Charlotte is in
Charlotte sits in the Western Corn Belt Plains — EPA Level III, inside the wider Great Plains. That is read at Charlotte's own centroid rather than borrowed from Clinton County.
What Grows in Charlotte
Every plant below cleared Charlotte's own zone 5a and its 193-day season. Each card opens that plant's Iowa profile. How we score.






























Is it too late to plant in Charlotte?
Usually not — gardeners here simply switch what goes in the ground as the season moves. Cool-season crops can go in from around Mar 16; tender transplants wait until two to three weeks after the last 28°F hard freeze, which lands near Apr 13 (NOAA 1991–2020 climate normals); and from midsummer, planting counts back from the first fall freeze around Oct 23 — long-season crops need about 90 days of runway, quick greens only 30. Even past midsummer there is room for a true fall garden here, and garlic planted near the close carries the momentum into next year.
What's on the federal record near Charlotte
Closest first, within ~10 miles of Charlotte. Listing isn't leaking, and distance isn't exposure.
- 083N04E26CC Charlotte 1Nitrate · 450 ft
- 083N04E26CC 1970Charlotte 3Nitrate · 550 ft
- 083N04E26CCD 03830 1949Charlotte 2Nitrate · 550 ft
- CHARLOTTE SERVICE & CONVENIENCEUnderground Storage Tanks · 650 ft
- HEIL FEED & FARM SUPPLY COUnderground Storage Tanks · 750 ft
- CLINTON COUNTY ENGINEERUnderground Storage Tanks · 950 ft
- HATHEWAY DXUnderground Storage Tanks · 0.6 mi
- COMMUNITY CARE INC.Underground Storage Tanks · 1.3 mi
- O MEARA STOREUnderground Storage Tanks · 4.2 mi
- 136 BODY SHOPBrownfields · 4.4 mi
- HOLCOMBS GAS STATIONUnderground Storage Tanks · 4.4 mi
- 083N05E28CA 1911Goose Lake 1Nitrate · 4.4 mi
6 more sites are on the record inside the same radius. See them on the map
Measured from Charlotte's center, not your beds. Run your own address for what's upwind of you specifically.
Environmental Intelligence
The counts behind that headline — every source type on the record near Charlotte.
Total Sites
89
within ~10 miles of Charlotte
Risk Level
Elevated
Highest-severity
1 Toxics Release Inventory facility
Sources Checked
within ~10 miles of Charlotte
Severity Distribution
within ~10 miles of Charlotte
Highest-Severity Sites
Know Before You Grow
- •Underground tanks leak petroleum as they age — near a former filling station, test the soil.
- •On a private well, test for nitrates: above 10 mg/L the water needs treatment before irrigating.
- •Near a brownfield, raised beds of imported soil give your food clean ground.
Check your specific parcel in Charlotte
Get exact proximity distances to contamination sources for your specific parcel — plus soil, sun, drainage, and 1,086 plant recommendations.
25+ data sources read at your address, not the Charlotte average
Your land is one point inside Charlotte
Everything above resolves to Charlotte as a whole — one PHZM band and one 28°F frost record, read across 365 acres. Your parcel is one point inside that footprint. Slope, tree cover, a low spot that pools cold air, and what is in the soil are all resolved at the address, and none of them are visible at city scale. That is the honest boundary of this page, and the reason the next step is a reading of your own ground rather than a better local average.
Your Lot vs the Charlotte Average
Charlotte Average
- ●USDA Zones 5a, averaged across Charlotte
- ●One soil character for all of Charlotte
- ●Frost dates read at Charlotte's scale: Apr 13 to Oct 23
YOUR Parcel
- ✓Your exact zone, not Charlotte's 5a
- ✓Your SSURGO soil type & pH
- ✓Your sun exposure, cast in 3D
See MY Growing Report
Read your specific parcel in Charlotte
Pull a site-specific report for your exact address in Charlotte, Iowa — soil, sun, drainage, frost risk, and scored plant recommendations.
Three things about your lot that Charlotte averages can't show:
We read public map data around Charlotte — soil, climate, flood, and parcel records. How we handle your address.
25+ data sources read at your address, not the Charlotte average
How we know this about Charlotte
The datasets: hardiness from the USDA ARS Plant Hardiness Zone Map 2023, read at this city’s own centroid; hard-freeze dates from NOAA 1991–2020 28°F normals at Charlotte’s own record; boundaries and acreage from US Census TIGER/Line 2025; the contamination records from the federal sources named in their beats above. Soil is not read at city grain anywhere on this page — there is no city-resolution survey in our data, which is why you will find no soil grid here rather than a statewide one wearing a local label. The resolution ledger below names every figure this page inherited.
Common questions about Charlotte
When does frost risk typically end in Charlotte?
The last hard freeze (28°F) in Charlotte typically lands around Apr 13, per NOAA 1991–2020 climate normals — earlier than the light-frost dates most charts quote. That marks the hard freeze, not the last light frost — lighter frosts keep biting past it, which is why tender transplants here wait until about May 4.
When is the first frost in Charlotte?
The first hard freeze (28°F) in Charlotte typically arrives around Oct 23, per NOAA 1991–2020 climate normals — the point tender summer crops finish. Lighter frosts run ahead of it, near Oct 9, so the watching starts about Sep 23 — about 193 days after the spring freeze cleared.
How long is the growing season in Charlotte?
Measured between 28°F hard freezes, Charlotte sees about 193 frost-free days — roughly Apr 13 through Oct 23, per NOAA 1991–2020 climate normals. Tender crops work a shorter one: nearer May 4 to Oct 9, about 158 days.
Is the soil safe to grow vegetables in Charlotte?
The federal record around Charlotte is a meaningful one — 89 documented sites, mostly Underground Storage Tanks entries (52), the nearest Nitrate record under a tenth of a mile out — so a soil test before new food beds is a sensible precaution here, not a reason to hold back from growing. Remember that proximity to a documented site is information, not a diagnosis of any one yard; the contamination map shows exactly what sits where.
How do I protect my plants from frost in Charlotte?
From about Sep 23 the job here turns from planting to protecting — the last start even a 30-day crop can finish. As the season closes around the first 28°F hard freeze near Oct 23 (NOAA 1991–2020 climate normals), three moves buy time: row cover or an old sheet over tender plants on still, clear nights; water the soil the afternoon before a freeze, so it holds warmth overnight; and harvest tomatoes, peppers and basil before Oct 23. Hardy greens and roots shrug off light frost and sweeten after it — leave them in.
Everything above is measured at Charlotte's scale — its 5a band and its 193-day season. Your yard writes its own version of Charlotte's numbers: we read soil, sun, drainage and frost at your exact address. Try it for 14 days — no card required.
What this page reads at Charlotte’s own scale
6 of the readings below were taken at Charlotte's own scale — its own ~193-day season between 28°F freezes, the 365 acres it covers and 89 documented sites around it; 4 are borrowed from a wider read, named and linked below.
Measured here
- Charlotte's own USDA hardiness band, zones 5aUSDA PHZM 2023
- Charlotte's own 28°F hard-freeze dates, about Apr 13 and Oct 23 and the ~193-day span between themNOAA 1991–2020 Climate Normals
- 89 documented contamination sites on the federal record near Charlotte, the closest Nitrate record under a tenth of a mile out from the town centreFederal environmental registers
- Charlotte's boundary and the 365 acres inside itUS Census TIGER/Line 2025
- Which of 1,086 plants clear zones 5a and a ~193-day seasonGrowable Ground crop-matching engine
- The ecoregion at Charlotte's own centroid, the Western Corn Belt PlainsUS EPA Level III Ecoregions
Inherited from a wider read
- Soil character — no town-scale survey exists, so Charlotte's 365 acres read through its county's SSURGO summaryfrom Clinton County
- Growing-degree days and winter chill — measured county-wide only, so the county page carries themfrom Clinton County
- The growing challenges every Iowa grower plans around — written at state scale, so they stay on the state guidefrom Iowa
- Butterfly and beetle records, and the farmland pesticide estimate — all published county-widefrom Clinton County
What this page can’t tell you
- The soil pH, drainage, sun hours, and frost pockets on any one lot among Charlotte's 365 acreswhy one lot differs from the next →
- Which side of Charlotte you're on — a low spot frosts first and a south wall warms early, and one normal is being asked to speak for all 365 acresreading your own microclimate →
- How close that record sits to YOUR lot — the closest Nitrate record under a tenth of a mile out, measured from the town centrehow we read the record →
- Where cold air settles, which slopes face the sun, and which way the wind runs on your own ground — measured at your address, and averaged away by any Charlotte-wide figureread your own land →
More in Iowa
Wider growing context
What grows across IowaCharlotte sits outside our named growing regions, so Iowa as a whole is its closest context here.
Nearby growing guides
