Unlikely — Zone Mismatch
loquat (zones 7-10) does not overlap with Iowa's zone range (4b-6a). Growing outdoors is unlikely without significant protection.
One zone short — what would close it
Loquat is hardy to zone 7, and the warmest ground in Iowa is zone 6 — 1 zone short. Planted in open ground it will not survive a Iowa winter. To grow it here, grow loquat in a hoop house or unheated greenhouse — its modeled 1.5-zone lift covers this gap.
A hoop house or unheated greenhouse is the lift this needs. How a greenhouse changes what you can grow →
Zone math from 7-10 (plant) against 4-6 (Iowa). Lift modeled by crop_engine.GREENHOUSE_ZONE_MODIFIER_BY_SUBTYPE['hoop_house'] (+1.5 zones) via api/fast_sections.py Unlock Engine v2.
Loquat in Iowa — the short answer
Loquat in Iowa: hardy in zones 7–10, full sun, against a state median of ~189 frost-free days.
- Plant zones
- 7-10
- Manual horticultural correction (source not retained); NC State Extension and Missouri Botanical Garden, with the remaining rows from other published sources or Growable Ground compilation
- Iowa zones
- 4b-6a
- USDA PHZM 2023
- Frost window
- Apr 10 - Apr 17 – Oct 18 - Oct 23
- NOAA RCC ACIS 1991-2020, 28°F
- Shortest county season
- 168 days
- NOAA Regional Climate Centers ACIS, 1991-2020, county 28°F killing freeze
- Days to maturity
- 1460 days
- Growable Ground Plant Database
Plant data: Growable Ground Plant Database, compiled from FAO ECOCROP, USDA PLANTS and university Extension sources — per-field provenance varies and is published with the dataset.
Your yard isn't the whole zone.
Iowa spans zones 4b-6a, but your yard sits in exactly one — and slope, tree cover, and cold-air pockets nudge it further. Enter your address and we'll score loquat against your parcel's actual hardiness, soil, and sun.
We read public map data for this spot — soil, climate, flood, and parcel records. How we handle your address.
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Iowa is not one climate
Iowa’s winter-low ladder runs across 99 counties, from zone 4.5 in Clayton County to zone 6 in Lee County. That is 15°F between the two counties’ average coldest night — the difference between loquat overwintering in the ground and coming under cover.
The middle half of 99 counties runs 5–5.5 zones, with a median of 5 zones — a 1.5-zone span end to end.
Measured across 99 Iowa counties. USDA PHZM 2023, per county. Quartiles are order statistics — every figure shown is a value a real county recorded, not an interpolation. Your own site sits somewhere inside this range; a parcel report resolves where.
Where Loquat Stands in Iowa
Loquat is rated for zones 7–10 — a cold floor USDA puts at 0 to 10°F. No Iowa county sits inside it, so in open ground this is a grown-under-cover plant here rather than a bed plant — which is a statement about Iowa winters, not about loquat.
Below the zone 7 floor
99 counties
- Clayton County · zone 4b
- Howard County · zone 4b
- Winneshiek County · zone 4b
3 of 99 shown
Winter cold is the limit here — the same plant works in a container that comes under cover.
County hardiness zones: USDA Plant Hardiness Zone Map (PHZM) 2023, per county. A zone is a 10°F band of average annual extreme minimum temperature, so the floor above is the band the plant's rating denotes, not a single measured kill point. Slope, shelter and cold-air drainage routinely move a site half a zone either way from its county figure — which is the part only your address resolves.
Zone Comparison
Loquat Needs
- USDA Zones: 7-10
- Frost-Free Days: 150+
- Sun: Full Sun
- Mature size: 20 ft tall
- Picking window: ~30 days of harvest
- Drought tolerance: Medium
Iowa Has
- USDA Zones: 4b-6a
- Last Hard Freeze (28°F): Apr 10 - Apr 17
- First Hard Freeze (28°F): Oct 18 - Oct 23
- Annual Rainfall: 26-36 inches
- Common Soils: Prairie loess, Silt loam, Clay loam
Plant Zone Range (zones 7-10)
Preferred Soil pH
Plant data: Growable Ground Plant Database, compiled from FAO ECOCROP, USDA PLANTS, and university Extension sources — per-field provenance varies and is published with the dataset. State data: USDA ARS PHZM 2023, NOAA Climate Normals, NRCS SSURGO.
When to Plant Loquat in Iowa
The frost window
Across Iowa, the last spring hard freeze (28°F) clears between Apr 10 and Apr 17, and the first fall hard freeze lands between Oct 18 and Oct 23 (NOAA Regional Climate Centers ACIS, 1991-2020). Counting from the latest last freeze to the earliest first freeze, that's a 184-day window you can count on — up to 196 days on a mild site in a kind year. That marks the hard freeze, not the last light frost, so tender transplants usually wait another 2-3 weeks.
Winter standing
Iowa runs as cold as USDA zone 4, and no sourced winter-hardiness floor is on record for loquat, so this page does not state whether it overwinters here — and gives no fall establishment date on the strength of a guess. Whether loquat is a permanent planting or a replant-every-spring crop for you turns on your own zone within Iowa; check its hardiness range against that before treating it as long-lived ground.
Timing tuned to sub-state frost dates — Howard County, not the statewide average.
Frost window: NOAA Climate Normals 1991-2020. Plant timing fields: Growable Ground Plant Database — frost-free days from FAO ECOCROP, days to harvest from university Extension production guides, and growing-degree-day and chill-hour minimums that are compilation estimates rather than published figures. Your site's own frost dates can run earlier or later than the state range — a parcel report pins them down.
Growing Season Fit
The zone check says loquat does not survive a Iowa winter in the ground. The season figures below measure a different question — whether it could finish a season here at all — and they only bear on Iowa under protection.
Frost-free days
Loquat wants 150+ frost-free days; a typical Iowa site sees ~189 (NOAA Regional Climate Centers ACIS, 1991-2020). That leaves a workable window — start indoors to bank time.
Growing degree days
Loquat needs ~3000 GDD (base 50°F) to ripen. The state median runs ~2730 GDD (from PRISM 1991-2020 climate normals), so Iowa's typical season runs short on heat — pick a south-facing site and consider season extension.
Chill hours
Loquat requires ~100 chill hours (32-45°F dormancy window). Iowa typically banks ~2500 chill hours per winter (from PRISM 1991-2020 climate normals), which keeps this plant on track.
GDD and chill-hour figures are computed from PRISM 1991-2020 monthly climate normals; frost-free days from NOAA Regional Climate Centers ACIS, 1991-2020. Each is the state median across its counties (P25/P75 span the within-state spread). Hardiness-zone range is USDA PHZM 2023.
Soil + Drainage Fit
Loquat tolerates a wide pH range (pH 4.5-8) — 3.5 units, acid ground through alkaline — so soil acidity is rarely what limits it in Iowa. A soil test is still worth having, but for what else it tells you about this site, not to clear this plant. It will grow across that whole span, but it does best between pH 5.5 and 6.5 — worth knowing before you decide whether a Iowa soil test result is a problem or just a number. Drainage matters: this plant wants well (dry spells). If your Iowa site is heavier clay or sits in a low spot, raised beds or amendment with compost solve it.
Your land, not the state average
SSURGO maps about 42.9% of Iowa as poorly or somewhat-poorly drained, and the class flips parcel to parcel. Loquat sits mid-range for drought tolerance, so either extreme can cost you — your soil map unit, not the state average, is the real answer.
Check your parcel → Source: USDA NRCS SSURGO.
Plant pH requirements: FAO ECOCROP and USDA PLANTS, with the remaining rows from other published sources or Growable Ground compilation. Drainage: FAO ECOCROP, with the remaining rows from other published sources or Growable Ground compilation. Iowa soil profile from USDA NRCS SSURGO. Site-specific verification: a 30-minute soil test from your local Extension lab.
Before you plant loquat for food
Anything you grow to eat takes up what is in the ground it grows in, so what is on record near you is worth knowing before loquat goes in. What follows is Iowa’s documented federal record at state scale — a screening signal, not a soil test, and not a statement about any one lot.
Safe to Grow Here?
What the federal record shows across Iowa — and how to grow with it.
We checked the federal record across Iowa — 28,062 documented sites across 8 of the 9 source types we track.
The most significant on record: 122 Superfund sites. Sites tracked in EPA's Superfund program — from assessment-stage CERCLIS entries to confirmed National Priorities List cleanup sites.
Iowa carries one of the heavier federal records we track — and that's not a verdict on your yard. Proximity to a documented site is information, not a diagnosis: nothing here says any particular parcel is affected. It does earn one concrete step — before food beds go in the ground, a professional soil test tells you exactly what you're working with, and raised beds with clean imported soil grow well almost anywhere in the meantime.
Sources Checked
across Iowa
Severity Distribution
across Iowa
Highest-Severity Sites
A note from Gnorman
What an experienced grower watches for around here
In and around Iowa, Nitrate runs higher than the national average — 8,028 sites across Iowa. It's not cause for alarm — it's worth knowing, and there's a sensible way to grow around it.
Nitrate: Nitrate contamination primarily comes from agricultural fertilizer runoff and failing septic systems.
Test well water for nitrate if you rely on a private well for irrigation (EPA standard: 10 mg/L).
Sources: EPA, USGS — 1.8M documented sites tracked nationwide across 9 federal source types.
What Else to Consider for Loquat in Iowa
Zone compatibility tells you about winter cold survival — but Iowa growers also need to think about:
Cold winters reaching -20F or below
Variable spring weather delays planting
Wind exposure on open prairies desiccates plants
Growing loquat here specifically
Loquat likes pH 4.5–8.0 and its growing tissue burns around 30°F (FAO ECOCROP), yet neither saves it from wet feet — SSURGO maps about 42.9% of Iowa poorly-drained, where its crown sit and rot.
Set loquat high on bermed, grit-amended ground so winter and storm water drain away from the crown. How to handle it →
What to actually do about these — and the constraints that apply to every Iowa grower, not just loquat — is covered on the Iowa growing guide.
Timing shifts within Iowa
Iowa isn't one climate. In Howard County, the last hard freeze (28°F) holds until about Apr 24 — roughly 10 days later than the recorded state median — so plant loquat to your county's window, not the statewide date.
Loquat needs about 150 days of frost-free season to complete its cycle. Even Howard County — Iowa’s shortest season at 168 frost-free days — clears that by 18 days, so season length isn’t the constraint anywhere in Iowa. What varies is your own parcel.
County last-freeze dates and frost-free day counts: NOAA Regional Climate Centers ACIS (1991-2020), county 28°F freeze (earlier than the folk 32°F "last frost"). Loquat's 150-day requirement: USDA PLANTS / Growable Ground plant database (minimum frost-free days). A parcel report resolves your address's own frost dates.
Pollinator + Wildlife Value
Loquat draws honeybees (moderate value, Growable Ground Plant Database). Planting it near vegetable beds can lift fruit set on neighboring crops. Outdoors, loquat can only work that bloom inside Iowa's frost window — roughly 189 days, opening after the last 28°F freeze (Apr 10 - Apr 17) and closing at the first (Oct 18 - Oct 23), per NOAA Regional Climate Centers ACIS, 1991-2020.
Good to Know Before You Plant Loquat
Loquat is listed as toxic to dogs, cats (seeds, leaves) at a mild level (ASPCA). Most listed plants only cause brief upset — a raised bed or a fenced corner usually keeps curious pets clear.
Iowa Cooperative Extension
For Iowa-specific cultivar recommendations, planting calendars, and pest pressure for loquat, the canonical source is Iowa State University Extension and Outreach. Their fact sheets carry the local trial data we can't generalize across 50 states.
Is Loquat native to Iowa?
No — the USDA PLANTS Database lists Loquat as introduced rather than native in the Lower 48, so it is not part of Iowa's native flora. It grows here as a garden plant; pairing it with a few Iowa natives keeps local pollinators fed too.
Looking for plants that belong here? The Iowa growing guide lists USDA-documented natives for the state.
Native-range data: USDA PLANTS Database state-distribution records, accessed 2026-07-01.
Common Questions About Growing Loquat in Iowa
When can I plant Loquat in Iowa?
Iowa's last spring hard freeze (28°F) clears between Apr 10 and Apr 17, and the first fall hard freeze lands between Oct 18 and Oct 23 (NOAA Regional Climate Centers ACIS, 1991-2020). No sourced winter-hardiness floor is on record for Loquat, so this page does not state whether it overwinters in Iowa and publishes no fall establishment date for it — check its hardiness range against your own zone before treating it as a permanent planting.
What hardiness zone is Loquat grown in across Iowa?
Iowa spans USDA hardiness zones 4b-6a (USDA ARS PHZM 2023). Loquat carries a range of zones 7-10, so the overlap zones are where outdoor growing is most reliable.
How many frost-free days does a typical Iowa site have?
A typical Iowa site sees ~189 frost-free days per year (derived from NOAA Regional Climate Centers ACIS, 1991-2020). Loquat needs 150+ frost-free days, so check whether your local microclimate runs above or below the state average before settling on a planting date. In cooler counties like Howard, the freeze-free season runs shorter than the state average, so verify your own county's window.
Is Loquat native to Iowa?
No — the USDA PLANTS Database lists Loquat as introduced rather than native in the Lower 48, so it is not part of Iowa's native flora. It grows here as a garden plant; pairing it with a few Iowa natives keeps local pollinators fed too.
How should I amend the soil for Loquat in Iowa?
Loquat tolerates pH 4.5-8 and well (dry spells) drainage (FAO ECOCROP). That is a 3.5-unit span, acid ground through alkaline, so pH is rarely what limits this plant on a Iowa site — amend for drainage and organic matter first.
Will Loquat actually grow on my specific land in Iowa?
State-level zone + climate data is a sketch. A Growable Ground parcel report scores loquat against your address's exact soil pH, drainage, sun, and frost-date data drawn from USDA SSURGO, NOAA, and PRISM — not state averages.
Check your specific parcel in Iowa
State-level data is a sketch. Your Growable Ground report scores loquat against your parcel's exact soil, sun, drainage, and frost data — not zone averages.
Three things about your lot that Iowa loquat averages can't show:
We read public map data around Iowa — soil, climate, flood, and parcel records. How we handle your address.
25+ data sources read at your address, not the Iowa loquat average
Explore More
Growing guides for loquat
Explore Iowa county by county
Iowa carries 99 counties with their own USDA zone — a sample of the growing pages for loquat there:
Where else loquat grows
Loquat's zone band crosses state lines — these are the states closest to Iowa in winter climate where it also has a page, plus the far ends of its range. Each one re-answers the question with that state's own record.
More to grow in Iowa
Iowa has a growing page for 806 plants — a rotating sample of the rest of the shelf.
Analysis by the Growable Ground research team, grounded in USDA PLANTS, USDA NRCS SSURGO, NOAA Climate Normals (1991-2020), and named Cooperative Extension sources. How we know →
Cite this dataset
Kirchick, M. (2026). Growable Ground Plant Database [Data set]. Zenodo. https://doi.org/10.5281/zenodo.21435643
Licensed CC BY-NC 4.0. DOI 10.5281/zenodo.21435643
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